Protect your most important investment and gain the peace of mind in knowing that your home, and family's future is secure.

Your mortgage has to be repaid at the end of the payment term so, whilst we do not want to consider it, thought must always be given as to what would happen if you died before it is repaid, became incapacitated through illness, accident or indeed became unemployed.

The experienced insurance team here at Mountain Finance will be able to advise on the appropriate Life Assurance, Critical Illness or Accident, Sickness & Unemployment Cover or any other specialist protection policy that means that whatever happens, you and your family is protected.

We will search the UK's leading insurers to ensure you get the right advice, the right cover and all at the right price.

Life insurance

If you have a uk based mortgage, you'll know that its likely to be the largest financial commitment that you'll ever likely to make so to invest in life insurance policy will give you piece of mind that our home, loved ones remain protected.Our team can offer you the best possible solutions that are bespoke to your situation based of your wants and budgets.

Investing in a life insurance policy is a must as it will see a set lump sum is paid out to your dependents upon the confirmation of your death. This amount can be used for clearing the existing mortgage, debts or life planning is required.

Critical Illness

This type of cover results in a sum of monies being paid out the insured if diagnosed with a specifically listed critical illness.The list of illnesses can vary from provider to provider however, all cover the main and most frequently noted illnesses. This type of policy is costly however, the cheapest isn't always the best here as the advice given will dictate the policies structure, levels of cover and terms that are specific not only to you but your families needs.

Family ProtectionPolicy (FPIP)

A FPIP will in the event of a death replace the lost monthly income that came from the households main earner, be it spent on mortgage payments, school fee or child care. The monthly cost is determined by a persons age, sex, occupation, the sum assured and the term of the policy.

Income Protection

This type of insurance protection covers sickness, injury or treatments, this has become increasingly affordable and attractive to both employed and self employed persons of late.